Terms of Service

Sharix Investment Education Platform

Last Updated: December 2024

1. Acceptance of Terms

Welcome to Sharix Investment Education Platform ("Platform," "we," "our," or "us"). These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Sharix Investment Education Platform regarding your use of our website, educational services, and related offerings.

By accessing, browsing, or using our Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please discontinue use of our Platform immediately.

2. Description of Services

2.1 Educational Platform

Sharix Investment Education Platform provides:

• Online investment education courses and workshops
• Stock market analysis and educational content
• Investment strategy teaching and methodologies
• Financial literacy and market awareness programs
• Research tools and educational resources
• Community forums and discussion platforms
• Webinars and live educational sessions

2.2 Scope of Services

• Our services are exclusively educational in nature
• We do not provide personalized investment advice
• We do not manage funds or execute trades
• We do not guarantee investment returns or outcomes
• All content is for informational and educational purposes only

3. User Eligibility and Registration

3.1 Eligibility Requirements

To use our Platform, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete registration information
• Reside in a jurisdiction where our services are legally available
• Comply with all applicable laws and regulations

3.2 Account Registration

• You are responsible for maintaining account security
• Passwords must be kept confidential and secure
• You must notify us immediately of any unauthorized access
• One person may maintain only one account
• Accounts are non-transferable

3.3 Account Suspension and Termination

We reserve the right to suspend or terminate accounts for:

• Violation of these Terms
• Fraudulent or illegal activities
• Providing false or misleading information
• Inappropriate behavior towards other users or staff
• Failure to pay applicable fees

4. User Responsibilities and Conduct

4.1 Acceptable Use

You agree to use our Platform only for lawful purposes and in accordance with these Terms. You shall not:

• Use the Platform for any illegal or unauthorized purpose
• Violate any applicable laws, regulations, or third-party rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Platform's functionality
• Use automated tools to access or scrape our content
• Impersonate others or provide false information

4.2 Content Guidelines

When participating in forums, discussions, or submitting content:

• Keep discussions relevant to investment education
• Respect other users and maintain professional decorum
• Do not share personal financial information
• Avoid promoting specific investment products or services
• Do not post spam, advertisements, or promotional content
• Respect intellectual property rights

4.3 Investment Decisions

• All investment decisions are your sole responsibility
• You acknowledge the risks associated with investing
• You will not hold us liable for any investment losses
• You understand that past performance does not guarantee future results
• You will seek professional advice when appropriate

5. Educational Content and Intellectual Property

5.1 Our Intellectual Property

All content on our Platform is protected by intellectual property laws and includes:

• Course materials, videos, and educational content
• Proprietary methodologies and analysis tools
• Software, applications, and platform technology
• Trademarks, logos, and brand elements
• Research reports and market analysis
• Website design and user interface

5.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to:

• Access and use our educational content for personal learning
• Download materials for offline study (where permitted)
• Participate in courses and educational programs
• Use our analysis tools and calculators

5.3 Restrictions

You may not:

• Reproduce, distribute, or commercially exploit our content
• Modify, adapt, or create derivative works
• Remove copyright notices or proprietary markings
• Share login credentials or course access with others
• Record, screenshot, or redistribute course materials
• Reverse engineer our software or methodologies

5.4 User-Generated Content

By submitting content to our Platform, you grant us:

• A worldwide, royalty-free license to use your content
• Rights to moderate, edit, or remove inappropriate content
• Permission to use your contributions for educational purposes
• The right to display your content in connection with our services

6. Payment Terms and Refund Policy

6.1 Fees and Payments

• Certain services may require payment of fees
• All fees are stated in the applicable currency
• Payments are processed securely through third-party providers
• You authorize us to charge your payment method
• Fees are non-refundable except as specifically stated

6.2 Subscription Services

• Subscriptions automatically renew unless cancelled
• You may cancel subscriptions through your account settings
• Cancellations take effect at the end of the current billing period
• No partial refunds for unused subscription time

6.3 Refund Policy

• Free courses and content are not eligible for refunds
• Paid course refunds may be available within specified timeframes
• Refund requests must be submitted according to our procedures
• Refunds are processed to the original payment method
• Digital downloads and accessed content may not be refundable

6.4 Price Changes

We reserve the right to modify our pricing at any time. Current users will be notified of price changes in advance, and existing subscriptions will honor the original pricing until renewal.

7. Investment Risk Disclosures

7.1 Market Risks

• Stock prices can be highly volatile and unpredictable
• Market conditions can change rapidly without warning
• Economic factors may significantly impact investment values
• Political events and regulatory changes can affect markets
• Currency fluctuations may impact international investments

7.2 Educational Limitations

• Our content is for educational purposes only
• Past performance examples do not predict future results
• Strategies taught may not be suitable for all investors
• Market conditions may render strategies ineffective
• No guarantee of investment success or profitability

7.3 Personal Responsibility

• You are solely responsible for your investment decisions
• You should diversify your investments appropriately
• Never invest more than you can afford to lose
• Consider seeking professional financial advice
• Understand all risks before implementing any strategy

8. Disclaimers and Limitations of Liability

8.1 No Investment Advice

8.2 No Warranties

Our Platform and services are provided "AS IS" without warranties of any kind, including:

• Accuracy, completeness, or reliability of information
• Uninterrupted or error-free operation
• Fitness for a particular purpose
• Non-infringement of third-party rights
• Security or privacy of data transmission

8.3 Limitation of Liability

To the maximum extent permitted by law:

• We shall not be liable for any investment losses
• Our liability is limited to the fees you have paid us
• We are not liable for indirect, consequential, or punitive damages
• We do not guarantee the availability or accuracy of our services
• Time limitations may apply to claims against us

8.4 Third-Party Content

We may include links to third-party websites or content. We are not responsible for:

• The accuracy or reliability of third-party information
• The practices or policies of external websites
• Any damages resulting from third-party interactions
• The availability or functionality of external services

9. Indemnification

You agree to indemnify, defend, and hold harmless Sharix Investment Education Platform, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorney fees) arising from or related to:

• Your use of our Platform and services
• Your violation of these Terms or applicable laws
• Your investment decisions and any resulting losses
• Content you submit or transmit through our Platform
• Your infringement of any third-party rights
• Any false or misleading information you provide
• Your breach of any representations or warranties

This indemnification obligation survives termination of your account and these Terms.

10. Privacy and Data Protection

10.1 Privacy Policy

Your privacy is important to us. Our Privacy Policy, which is incorporated by reference into these Terms, explains how we collect, use, and protect your information.

10.2 Data Collection and Use

• We collect information necessary to provide our services
• Your data may be used for educational analytics and improvement
• We implement reasonable security measures to protect your data
• You have certain rights regarding your personal information

10.3 Compliance

We comply with applicable data protection laws, including the Indian Personal Data Protection Act 2010 and other international privacy regulations.

11. Termination

11.1 Termination by You

• You may terminate your account at any time
• Cancellation does not entitle you to refunds
• You remain liable for charges incurred before termination
• Some provisions of these Terms survive termination

11.2 Termination by Us

We may terminate or suspend your account immediately for:

• Breach of these Terms
• Illegal or fraudulent activity
• Non-payment of fees
• Violation of our policies
• At our sole discretion for operational reasons

11.3 Effect of Termination

• Your access to our Platform will cease immediately
• All licenses granted to you will terminate
• You must cease using our content and materials
• Accrued obligations remain enforceable
• Survival clauses continue to apply

12. Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of India, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our Platform shall be subject to the exclusive jurisdiction of Indian courts.

12.2 Dispute Resolution Process

Before initiating legal proceedings, parties agree to attempt resolution through:

• Direct negotiation and communication
• Mediation with a neutral third party
• Arbitration if mediation fails
• Court proceedings as a last resort

12.3 Class Action Waiver

You agree that any disputes will be resolved individually and not as part of a class action, collective action, or representative proceeding.

12.4 Limitation Period

Claims against us must be brought within one (1) year of the cause of action arising, or such claims will be permanently barred.

13. General Provisions

13.1 Entire Agreement

These Terms, together with our Privacy Policy and any additional terms for specific services, constitute the entire agreement between you and us regarding your use of our Platform.

13.2 Modifications

• We may modify these Terms at any time
• Material changes will be communicated to users
• Continued use constitutes acceptance of modifications
• If you disagree with changes, discontinue use of our Platform

13.3 Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

13.4 Assignment

• You may not assign your rights under these Terms
• We may assign our rights and obligations at any time
• These Terms bind successors and assigns

13.5 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

13.6 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

13.7 Language

These Terms are written in English. Any translations are provided for convenience only, and the English version shall prevail in case of discrepancies.

14. Acknowledgment and Agreement